Goals ? Budgets ?

What are those?

hah since this school semester I kinda went off the grid in terms of money.

I bought a dog which then got sick

Bought a beater car

Bought a summer car

Bought a sounds system

Waiiin.

So much money spent and right now I’m sitting at 1k in my TFSA – so poor.

And this month I have quite a bit to pay for. Such as a speeding ticket, a tempo, ah Christmas, riding lessons.  I know that these things are 1) unnecessary 2) my fault 3)wants not needs

But it still sucks.

January I’m not going to spend any money I don’t have too (AKA resto’s, movies, extra gas for random driving, shopping..)

And I’m going to pay off as much as I can and hopefully by my Birthday have another 1k in my tfsa.

No matter how often you fall off of the bandwagon always try to get back on set smaller goals and achieve them one step at a time 🙂

peace.

Debt update february

Here are my Debts Presently

*All amount are after payments made*

Credit Card 1: 3650.87 (paid 240 in February)

Credit Card 2: 158.54 (paid 240 in February )

School loan: still 6220.00 but I have made arrangements to start paying it.

and for the plus side

Savings: 1001.14

Towards debt repayment : 480 (I paid a lot to debt this month by accident! I was only supposed to pay 300$ oppsie!)

Peace 🙂