Ah This “10k” Can be applied to a few things in my life,
and that is,
I want to run 10km sometime soon(no expiry date it is to be achieved over time )
and secondly save 10 000$ (no expiry)
And thirdly pay 11 000$ of debt I have off (6k student loan and 5k credit card as soon as possible)
And alongside those goals I would also like to have / buy : Fiat abarth 2014, my little house, a horse, a second husky, an enclosure for both dogs and another for horse, a extension on my house, and backpacking for 1 week and a trip to the amazon to work with endangered species. Which do I want first ? I have no clue (all at once ?!?!?! high hopes lol)
But right now, I would like to pay off my credit card and reach my savings goal alongside either planning a trip or taking one (also getting a husky puppy in 2 weeks)
Does anyone have any advice as to what to do in terms of all my goals ?
1) Work out at least 20 days this month I worked out around 20 days this month + my job is physical.
2) Try not to eat when I’m bored (avoid over eating- Be CONSCIOUS). If I was bored and went to go eat I made sure it was fruit or veggies 🙂
3) Pay at least 300$ to debt. By accident – YES ACCIDENT. I paid 480$ !!!!!! Well. I met my goal :p
4) Blog at least 4 times a week. I’ve been blogging like crazy! So many good reads- I HIGHLY recommend you to go read my other blogs 🙂
5) read one book. Yea- I read like 5 pages of a new book. haha
6) Incorporate more GREENS. EVERYDAY all DAY. uhuh Got the Kale so yummy.
7) Save at least 300$ I transferred 420 (ahah 420) to my TFSA for a grand total of 1000$$
8) Go see Dutchess more! This is so important to me. I miss her like crazy. But I just seem to never have enough time to go see her. I want to walk her at least twice a week. Very much disappointing in myself I only seen her about 6 times but Trevor did go see her a couple of times too so I guess that counts.
Once again Carla is having a challenge and i love challenges. Though i highly doubt that i’ll not spend some money this month especially with school stuff and what not i do have savings goals and debt repayment goals. So as long as I get near those goals a coffee once a while or going for a little drive with my car won’t bother me much.
-Get at least 20hrs a week.
-Pay off car balance and targo
-Pay 200 to school loan at least.
I would really like 20hrs a week at least but, with work laying off people i have a feeling I will get fewer hours too as well.
I paid up front 4 months of rent so it brought my 3000 savings down and ideally I would like to get it back up to 3k.
I have two unsolved recent balances that I need to pay soon, one was my car needed to be fixed and another an internet bill. They’ll be paid promptly.
My school loan which i didn’t pay at all this summer (don’t have too) i’d like to pay something towards it even if it is just 200$
Alongside these goals paying of my debt and saving are always my number one goal. I do however plan on buying a new vehicle before the end of the year so i’d be grateful if I could have 4k saved or more. The more the merrier.
And that can be quite expensive, considering they are 9.99-12.99 a pop.
On Monday I bought 8 of them + 4 nail files.
Now you are all probably thinking woah for somebody who has a budget of 25$ for fun (See my march challenge page at the top for more info.) How can she afford to get 90$ of nail polish. ( not including the nail files, i think they’re a 1.99)
Well if you all follow me on twitter ( @AmberEveSimpson) You will see that I tweeted about an insane sale.
I mean. 2.10$ per nail polish! Type sale.
Oh baby jesus. Score.
So yeah now I have a tone more nail polish and a few gifts already bought.
The colors I got were:
as gold as it gets
set in stones
Turquoise & caicos
a cut above
So yea sale was at the Uniprix in Huntingdon they came in a gift pack that is 2 nail polishes & a nail file for 4.29.
Today I was so determined on getting to Valleyfield to do a few changes (And if you follow me on twitter you know I’m Guilty of I went to Tim Hortons.)
Today I was paying my bill at our local BMO and my favorite bank teller, favorite as in she knows how to greet me by my name in English and I usually don’t ever have to repeat what I want and also makes super friendly conversation. So my bank teller goes on to say how she has the same phone company as me and says for the price I pay both her and her boyfriends comes up to that amount per month. Therefore I had to head to the Koodo both and change my plan. I mean two people together are paying what I pay alone ? C’est pas correct.
First things first I pay 25$ for 2 GB’s of internet when I only use 500 MB’s (I had my koodo guy double check from now until October).
Second off, I NEVER use my phone for an actual phone call except for my mom which is long distance of course, but what makes no sense was I had Canada wide calling (30$ base plan with other things) and also Long Distance calling for an extra 5$. Say what ? I’m paying 35$ when one of the things is already included. And breathe.
STUPID STUPID STUPID ME.
So my phone plan per month before changes was 60$ but by the time they added roaming and taxes it was 70$. I now have an all included (EVERYTHING I had before, except I have less internet, I got 500 MB) for a low 45$ per month. It’s not that low but when you think about it, it is a huge difference.
A grand total of 25$ of savings (Based on the 70$ taxes included amount.)
I’m happy now, I will put 25$ peer month more in my savings.
*Workin’ out everyday* Song stuck in my head by LMFAO