October update

So I paid off all of my small debts

and 3000$ on my credit card (still 3444.73 left to go which I’ll do tomorrow)

And had enough to pay for my puppy Duke (600$) who got very near death sick (DONT TRUST BACK YARD BREEDERS!!!!)

After this I may be living pay check to pay check for a little why but I’ll be able to save up quickly knowing myself.

I want to be debt free by the end of October!

I did not make any side cash this week I’ve been pretty busy with an intense Dead End run and my poor little puppy.

10k

I have a few goals…

Ah This “10k” Can be applied to a few things in my life,

and that is,

I want to run 10km sometime soon(no expiry date it is to be achieved over time )

and secondly save 10 000$ (no expiry)

And thirdly pay 11 000$ of debt I have off (6k student loan and 5k credit card as soon as possible)

And alongside those goals I would also like to have / buy : Fiat abarth 2014, my little house, a horse, a second husky, an enclosure for both dogs and another for horse, a extension on my house, and backpacking for 1 week and a trip to the amazon to work with endangered species. Which do I want first ? I have no clue (all at once ?!?!?!  high hopes lol)

But right now, I would like to pay off my credit card and reach my savings goal alongside either planning a trip or taking one (also getting a husky puppy in 2 weeks)

Does anyone have any advice as to what to do in terms of all my goals ?

any thoughts ?

peace

 

 

February Budget

So just as  I had thought in January I would need to tweak things. Knew it!

I completely and absolutely forgot about my dog when I made my budget.

Don’t know how.

Don’t know why.

I just did and then all of a sudden I had to buy dog food *Head desk, I knew I forgot something* 

So I had to clearly tweak things. And to be completely honest Last week I went and took out of other envelopes and bought things that were not necessary (Alpaca wool for crocheting that was about 60$). But for February I will not be doing this!

I promise you, that i will not  break my budget. ..I think. 

So here it is:

Car: 60.00$

Debt: 60.00$

Savings: 60.00$

Dutchess: 26.25$

Random: 13.75$ Hmm seems low.

Gas: 50.00$

Food: 30.00$

This month is going to be pricey car wise (I have 2x insurance payments, my driver license payments, plates payment and I need an oil change and spark plugs)

*In either March or mid February my car ” envelope” will be around 13$ a week. (maybe bump it up to 15$ encase of an emergency. and then the rest will go to debt and savings and random.

Other than that – debt repayment (300 is my goal), Koodo phone bill payment (around 60$), Dutchess  (150- march first is 100 for puppy-sitting, and then 50 for dog food)

I have a bunch of blogs I want to write today.

-Monday motivation

-goals for February

-I have to update you guys with my January fitness.

So anyways have a great Monday 🙂

Peace.

Tuesday Ten

1) The most cutest thing ever that happened today was when I woke up, my dog was sleeping on her back in between me and my boyfriend. Just like a human. With her little paws in the air. Though I couldn’t get a picture of this due to the fact that when I moved she flopped over. But some serious dose of morning cuteness.

2) I have all my bills paid for February  Except for Koodo and Hydro. Which I don’t know how much they will be or when they will come in. Having my bills paid in time is all thanks to the January challenge which has done some serious advantages  for me and my financial progress. I guess you can say.

3) I entered in  Carla’s super duper cute give away, which I hope I win. It would be an early birthday present.

4) I need a new job, very soon and I am presently and actively looking for one. I do have one but I am just at that point that I need to break off from it. I have burns down my legs from the chemicals we use to clean the machines. I have sustained from a broken finger and multiple cuts and bruises. I think it is time to move on a let go, and even though this factory job has paid for almost everything I have I need something new. I feel like I have worked my due and deserve an upgrade. I’m not saying an office job but maybe something that is a little less hard on me, the the age of 30 I’ll be hunched over and crippled.

5) I got flowers today 🙂 thing #2 to make my day.

6) I’m planning a private yoga session with a few classmates as a relaxation before I turn 21. I hate getting older and ALWAYS stress over my birthday so i thought it would be a nice relaxing way to calm down before I turn 21. (Then I’ll party it up  Have fun :))

7) I have been working out 5 days a week with a few different people, I quite enjoy it too.  Motivating and receiving motivation, I got back into Zumba and am just enjoying my afternoons off by getting into shape 🙂

8) My end of January goal is to have once again 400 views and presently I am at 376.

9)I actually have a fucking  Savings account! Well I have always had a savings account but It actually has a couple hundred in it. I’m astonished at how this January challenge has really helped me save a tone! (Well not a tone but a couple hundred!)

10) For some reason, I feel like I have reconnected with plenty of people, for example: my aunt, then I babysitting the 2 coolest kids ever, I have gained 3 new training partners, and me and my bf are going strong   I feel like my social bubble is ever developing even though I lack a few persons from it and really I’m starting to think it is for the better. Sometimes you need to change and move on and honestly that’s what I’m doing and I don’t feel an inch of regret. Forgive and then forget. (Wisdom of the day)

Stay beautiful,

Peace.

Sunday Night Chit Chat

My favorite photo is of my Majestic puppy enjoying the snow. It was taken a few weeks ago but is timeless and I’m just in love with it. She’s looks at home in the snow. 

My favorite quote was from an Artist named Lights “When I accomplish something I’m proud of, that’s when I look in the mirror and feel pretty. Do your thing, your beauty grows into you.”

What are you…

• Reading: Just got done 50 Shades of Grey (Yesterday) and will be posting a blog about my review next week of the trilogy. I will be starting Lauren Conrads book L.A. Candy promptly. 

• Watching: I actually don’t have cable nor satalite. So I’m changing this to ‘gaming’. This would be Black ops. I’m waiting for The Walking Dead to come back on air then I’ll be glued to my Boyfriends T.V. Every Sunday. 

• Listening to: Gun shots, my boyfriend is playing black ops 2 – But am craving Dubstep.  

• Baking/Cooking: Garlic Bread for a girlie get together with a group of school friends tomorrow.

• Happy you accomplished this week: Haven’t spent a penny in my no/low spend challenge. And all of the blogging I have been doing lately. 

• Looking forward to next week: Tones of work hours and getting my hair done and my friend Jessie’s dinner. Can not wait much longer !

• What is the minimum # you feel comfortable with sitting in your bank account/piggy bank? 500$ would be nice because I would stress less about payments and starting a new school term though I am far from that. But I am planning on working tones of hours this week in order to meet my ‘before school’ goal. 

School

 

                So I have a tone of blogs I want to write but just no time! So this weekend I’ll attempt to post as many as I can! There’s my puppy who is no longer a puppy’s birthday and a few changes I’ve made that I’d like to blog about.  Regardless of the fact that I’m working night shifts and have to finish writing 2 essay’s, a literary response , put together an oral, study for a Shakespeare test and study for a Geography exam I’ll still try to post 3 blogs this weekend.

                On a good note I’m actually liking Geography, My average jumped 30% and I’m sure with the last presentation I just had It’ll go up at least 15 more %.  On  a less Woohoo note, I hate economics and even though our teacher is super nice he can’t teach economics. We had our test last Friday and all Thursday I had to teach myself 4 chapters, it was long and tedious but I do believe so worth it.  I also learned that economics is just common sense, and for me to understand it I just have to use everyday examples and I wish the teacher could have said this (it would have been so much more easier). But instead he rather stick to text book methodology.

                Overall I’m kicking this semester in the ass, with mostly A+ and some B’s and  1 D.  (Ahem ! one direction, lol.) And Besides my financial situation which forces me to work at least 3o hours a week, but to be financially happy 50 hours a week, I’ve been doing pretty good. I of course have had some help from family and my Boyfriend’s family helps us too as well, but I’ll blog more about this in another post some soon.

                And lastly My volunteer work has been pretty stand still, I’ve only been volunteering for 1 organisation this semester. Even though I much rather be volunteering for more than one, but I simply just don’t have the time. Which really does bother me, but I do plan on running a food drive this semester like last year for our local food bank 🙂 Last year we received over 200 items an this year since we have almost double the amount of students I’d like to double our goal. (our,as in the school’s goal :))

 

And just to add in, I have no idea how I am going to get anything done anytime soon with the new purchase of Resident Evil 6, which I love and am going to go play after I post this 🙂

What have I done?

So today’s blog is going to be about my summer / fall goals and why I’m up at 3am writing this blog. First off most of my summer I’ve spent working 60 or more hours a week, yea I know it’s CRAZY and I’m just about at my limit for working as well. And all of the shifts I’ve been basically working are night.  So that is why I’m up right now. But I have to get back to day shifts before Friday. I have no idea how I’m going to do this.  Lots of tea? Coffee? Mhmm defiantly. But besides work I’ve had a little list of things I’ve been wanting to get done or buy or do for the summer and upcoming fall. And I will post them in point form with a either a complete, changed, never mind or to be done following them…

• Get my Fitness degree (in progress)

• Get hair done (Complete :D)

• Get my puppy fixed (To be done when she’s 8 months)

• Fix my car or buy a new one… (Obviously haven’t done either yet but I’m planning on buying a new one and scraping this one that I have now)

• Buy  a bike and start biking (Not done, probably won’t get done- instead purchasing a treadmill)

• Start my book (Now I have 2 in mind and haven’t started writing but have an idea of characters and setting and plots. Book 1 – Dutchess and her puppy/ dog years. More for advice and humor. Book 2 – ah, this one is a top secret 🙂 but I’ll give a unobvious hint “Halloween & les monsters”

• Start Fundraiser #3 ( Last year in school I did 2 for 2 different organizations: SPCA de Valleyfield and La Bouffe Additionell) And this year I want to do 2 more for 2 other organizations that is part of this lower Montreal region. I hand in mind a school supplies fundraiser for kids that go to Heritage and the French elementary school.  And maybe a fun day for the less privilege or a weekly FREE activities day (like Saturday) for all younger students. A day like this would promote having funny & being active& making friends or making stronger relationships in younger kids. I can’t even begin to explain how vital it is for children to have a strong social life; it affects them, their self esteem, and their self worth in a group and will highly affect how they will be when they are older in the real world. Remember were always stronger in numbers.  And this theory can be applied to most aspects of the human life.  *** Sorry for going all Psychological on you guys, it’s defiantly a high interest for mine.***

• AH, a new Phone. This is something I need every 5-6 months. Phones are a love hate relationship. I love them, but when someone else pisses me off I end up throwing them (the hate being they hate me 🙂 if a phone had feelings) I want an Iphone or a black berry. And I’ve narrow it down to a black berry due to my phone commitment issues, Who cares if you throw your black berry –psh. But some people will look at you with death eyes if you were to throw your iphone !

• And then there are all of those other goals, like stop drinking coffee(tried, failed), save money( I have :)), go shopping(haha this is a never ending goal of my life.), get a tattoo(When I graduate college :)), go to a concert ( Lights :)), stop being stress (This is a working progress) Fix my house (Can you even fix a house in this type of state? HA HA) Get a tone of hours (Yep, done, now I’m burnt) and lastly be happy. (This is a, um, working progress that connects tightly with my stress& Anxiety & school & money& .. life. Ugh.)

I have many other goals and things I’d like to get done but honestly I have a list of about 200, starting with the dishes to do.  But these are more important and specific.

Do you guys set goals?

Do you regularly keep track of them?

Do you believe in always bettering yourself?

Just Another Lazy Saturday Morning…

Hello everyone!

Finally for the first time in weeks, I got to sleep in. Then brought the dog for a walk and went and had the best hot chocolate EVER! at Jazz Tech 🙂 Wanna have good service? Go there, They are the best and so welcoming.  So sometime last night everything decided to melt and get all wet and slushy. Not good … now I’m soaking wet which sucks, and my hairs ruined because of how windy it was.  So I’m turning this Saturday into the lazy Saturday. I’m not going to do much at all.

While I’m here I’d like to mention my favorite Oscar dress’s My top two are (tied)

1)      Milla Jovovich in Elie Saab

 

 

2)      And Cameron Diaz in Gucci

 

 

Both Girls are stunning and I love the girly trend that seems to be going on and short hair-do. Very well done!

The cutest dog and man are…

 

Adorable right?  I think so, since I can never get any pictures of him and I finally got one  yay! Have I mentioned that I have a Bunny rabbit too? Named Sur prince Fuzziie Face.  He doesn’t do too much sooo yea. He eats and sleeps and bites you once in a while haha.

I hope you guys enjoyed reading/looking at all of this!

Who ordered snow?

While walking my dog today I saw a Canadian goose, I thought to myself “awe” And then I was like “hey wait, why are you still lurking around, aren’t you supposed to be migrated down south?” So puzzled I continued to walk my dog around the park. Why would the bird not follow the rest of his little friends? This is something that bothers me, all alone with no friends in the freezing winter cold. This is why these birds hibernate!

So, on my walk I also discovered the trueness of the word husky, snow loving puppy. I swear there must be something wrong with my dog. How does she LOVE snow so much? Here I am with a huge jacket a scarf boots and all, freezing my ass off and she’s rolling, I mean on her back flipping around, eating snow, trying to chase after little snowflakes. When we get back home she refuses to come up the steps into the house and I’m running late for school… as usual. So I have to pick her up and bring her in the house while she is completely refusing. Finally everything works out.  I give her food and then I run to school and here I am typing this up while there is a snow blizzard outside.

I’d like to take a moment to wish my puppy a Happy 3 months Birthday? I don’t know if anyone does this, or if I am just crazy?

Days be coming and going.

So today I’m going to talk about my puppy. Dutchess is such a doll, but she has that lil’ evil side to her. You know the side that goes and chews up your homework. For any parents reading this, you probably think that’s just an excuse for my teacher but really NO!… She ate it, well more or less shredded it until there was nothing left.

Sir the dog ate my homework. Sirs response “that’s your own fault do it again”

Bahha. That’s college for you. They don’t care if you don’t do a single thing.

So after this do I punisher her, ah, not exactly it depends on what she does and if it is my fault. Why? It depends on the situation, but for eating paper that I left lying around, no.  I don’t believe in the whole shove a dogs face into doo-doo, but I do reinforce rules. Would you do that to a kid? Your own baby? NO! My dog is my meteaphorical child, of course I’m master and she knows that because I show her by reinforcing rules, but I will not physically hurt her. Or get a zappy neck thing, or tie her outside JUST because she is a HUSKY and apparently “that is what you are supposed to do.” Alot of people tell me to just shove it out side but come on a 2 month old puppy in minus 15, I don’t know about you but she is a little to young for that.

She is just turning 3 months old and is learning a great deal of things. Like what a SQURRIL is … Lets not go there.  She is also making little doggie friends and learning to go to the bathroom outside.  And her house companion is a rabbit named Sur Prince Fuzziie Face, they like to snuggle.

I plan on having her for her full life times worth and could never see myself ever getting rid of her for stupid reasons like “she is to hyper” or “she bites” or “she jumps” as some people I know do. I think those people by the way should not have KIDS if they can’t take care of a dog, or even themselves in some situations. Those people need to take basic life skills classes. And once they can take care of a dog and get a job then they should go on too more developed tasks, such as having kids. I’m not generalizing by the way, I mean if you abuse a dog and can’t stand a hyper dog, then rethink children; they are hyper and you should always have a stable job and saving before bring a wonderful bundle of joy into this world, These are just my personal ethics and beliefs. It really bothers me to see children who were ill brought up, you can really tell that they are. How they act what they do reflects the way they were brought up.

So to end on a good note, my puppy is keeping my feet warm under the computer desk sleeping and at the moment she is so so so cute ❤ and all those other names.

Peace.