Ah This “10k” Can be applied to a few things in my life,
and that is,
I want to run 10km sometime soon(no expiry date it is to be achieved over time )
and secondly save 10 000$ (no expiry)
And thirdly pay 11 000$ of debt I have off (6k student loan and 5k credit card as soon as possible)
And alongside those goals I would also like to have / buy : Fiat abarth 2014, my little house, a horse, a second husky, an enclosure for both dogs and another for horse, a extension on my house, and backpacking for 1 week and a trip to the amazon to work with endangered species. Which do I want first ? I have no clue (all at once ?!?!?! high hopes lol)
But right now, I would like to pay off my credit card and reach my savings goal alongside either planning a trip or taking one (also getting a husky puppy in 2 weeks)
Does anyone have any advice as to what to do in terms of all my goals ?
So yes, I have debt. And unlike some lucky people I lack immediate family help and not to blame immediate family for my debt – But to say I would have less debt if I wasn’t kicked out at 17. forced to fend on my own and of course with no job and no money the only thing you can do is get a credit card and look for a job.
Here are my Debts Presently
Credit Card 1: 3825.11 (paid in January 220$ towards this card) Also I just got a new interest rate of 11% because I made this massive sob story (I was paying like fucking 34% (they increase it if you miss payments) So anyways with the lower interest it will be easier to pay off in the long run.
Credit Card 2: 393.96 (paid 90$ towards this guy in January)
School loan: I think* 6220. 00 maybe less. Nothing has been paid to this yet.
and for the plus side
Towards debt repayment : 310.00
Yippy, I’m getting somewhere with my debt. My goal for February with all my car related payments is to again pay about 300$ towards my credit cards.