Tag Archive | budget help.

Debt

I need to figure out a better budget.

I keep using my credit card.

I keep buying unnecessary things.

I keep just going out when I actually don’t want to ( I rather just stay home and watch Netflix and drink tea or walk my dog)

But not all of my purchases are useless or unnecessary, for example I spent 600 on dental – that was important and is just part of general hygiene.  (this benefits my physical state)

I spent 400$ on a puppy and another 200 for supplies.  (this benefits my psychological state)

School related expenses such as gas to drive to school, intuition even lunches and food that I bring to school. (this benefits my mental state)

But all other things included such as food, more food, and how about some ice cream (because my ass need that) and stocking up on food (necessary to a point)

So here’s the common denominator is that I spend way too much money on food that I don’t need or really want – that being sure I want ice  cream and pizza but after eating it I go through this Psychological down fall of I shouldn’t have eaten that, or that’s not vegan or that was expensive or that just quite literally made me feel like shit (pizza on saturday game me food poisoning)

 

Now I just don’t know how to budget – should i still put some money in saving or should i just put it all onto credit ?

It’s rather frustrating.

Any advice ?

peace.